Norway and Sweden have a combined mobile penetration is predicted to reach an estimated 122.5% by 2010. The international mobile payments specialist has designed its mobile payment framework, which can be integrated into its Mobile Site Builder tool in both countries.

The company currently provides similar services in the UK, Spain and in Australia where mobile payment solutions are rapidly developing.

As part of the pilot, Motorola mobile phones outfitted with Near Field Communication (NFC) contactless chips will enable customers to make purchases using the Visa payWave feature just as they would with a contactless RBC Visa card. The functions tested in the pilot will include the secure delivery and storage of account information to the mobile phone and the security of mobile payments at retailers.

The pilot will be the first in Canada to test secure over-the-air (OTA) delivery of mobile payment software and credit card information to a customer’s mobile phone. Gemalto, who currently produce RBC Visa chip cards, will manage the transfer of credit card information from RBC to the secure SIM card in the Rogers Wireless NFC-enabled mobile phone.

Supported by Visa’s mobile payment platform, pilot activities will allow RBC, Rogers and Visa to better understand customer behaviours and their perceptions of the payment experience before the service is provided to consumers.