Motorola announced today that the company has launched a comprehensive mobile commerce solution for financial and retail merchandising needs. The solution, consisting of an M-Wallet and back-end management platform, has been deployed by Union Mobile Pay (UMPay) in China.

The platform support personalize financial needs such as account inquiries, money transfers, bill payments, utility payments and e-ticketing on their mobile phones, which will eliminate the need to go to banks or carry bank cards. In addition to mobile banking, the platform also provides business-to-consumer (B2C) solutions for merchants that include merchant membership cards, electronic couponing and prepaid cards.

In addition to the end-user mobile solutions for banking and merchandising needs, Motorola’s mobile commerce offering also includes a back-end management platform. The back-end management platform, part of the Motorola’s Service Delivery Framework called GAMA (Global Application Management Architecture), is interoperable with back-office network elements for OSS/BSS for mobile network operators, financial institutions and merchants.

The M-Wallet solution with K-Java technology for UMPay’s Mobile Wallet is Motorola’s first M-Commerce platform launched in China. Mobile users only need to download and install the M-Wallet application on their mobile phones that support Java technology, and register their banking accounts to the mobile phones via UMPay.