Obopay customers can now use their existing bank accounts to send and receive money via their mobile phone. With Obopay's mobile money transfer, non-customers can pick up payments without signing up for Obopay.

By linking an existing checking or saving account - at any American bank - with Obopay, customers can send money directly from and receive money into that account using any mobile phone. Anyone can pick up money received by having it deposited directly into their existing bank account or by requesting a check, without having to sign up with Obopay.

Obopay can be added to an existing bank account or used with a separate Obopay account - or both. Users don’t need to know a recipient’s banking information to send money, just their mobile phone number.