NTT DoCoMo will launch DCMX consumer credit services via iD, DoCoMo's brand and platform for mobile credit cards. Users of Osaifu-Keitai phones with wallet functions will be able to choose from two plans to make highly secure purchases from small to large amounts using their phones as DoCoMo-issued credit cards.

Users will also be issued either a Visa or MasterCard plastic card to make purchases at stores overseas, as well as at stores in Japan that do not have iD reader/writers.

Customers will be able to use their mobile phones to confirm remaining credit balances. For security, DoCoMo Osaifu-Keitai phones can be locked remotely if misplaced or stolen. The user will merely need to call their misplaced/stolen phone from a registered phone number. Or, using the Omakase Lock service, which will be introduced later, the user will be able to call DoCoMo to request their phone be locked. Users can also set their phones to require a password each time before the DCMX service is used.

DoCoMo also plans to offer premium a DCMX GOLD mobile credit-card service in the future.