A push of a button on your cell phone is all it takes to check your balance, pay bills, transfer funds, find an ATM and more. Today, Citibank introduces Citi Mobile the first mobile banking application from a major U.S. bank that can be quickly downloaded onto cell phones, making mobile banking for Citibank clients as fast and effortless as banking online.

Consumers can also rest easy that their personal information is safe. Citi Mobile transactions are secure with 128-bit encryption, the same technology that’s used at Citibank.com. Citi Mobile only permits access to accounts from the phone that is registered with the service, and via a client’s 6-digit access code. Citi Mobile is scheduled to launch in California this week and by mid year, all Citibank clients will be able to enroll in the service. Later this year, a Spanish language version of Citi Mobile will be released. 

At launch, Citi Mobile clients will be able to sign up online and in the near future via Citibank branches and by phone. Once enrolled, one click is all it takes to download Citi Mobile. Once installed, clients simply select the Citi icon on their phone to access their accounts. Through the Citi Mobile interface, clients will have immediate and highly secure access to their everyday banking and can navigate through menus to:

• View real-time balances
• See account activity
• Pay bills
• Set up future payments
• Transfer money
• Find a Financial Center or ATM
• Direct connect to customer service representatives